well said , your story resonates with mine
I think the Dev team are all isolated from our kind of play because they focus more on the large groups.. perhaps they need to be forced to play solo for around 100 hours each to see how far they get and the downfalls they encounter playing alone, I think they are far removed from any kind of difficulty's that regular folks encounter.
I personally find Solo play rewarding, its way more difficult but I enjoy the freedom to do what I want when I want without needing permission from the Chief.
the downside is that I can't ever control a big ship even with NPC's due to the grind , if NPC's could wield weapons that would be helpful, like bow/ arrow or even a spear would be way better than fists.