The scope is too big to address all at once so I'm just looking at the claims part (and any other idea that really needs claims to be a certain way to work).  Before that, though..the pve invasion stuff at the end is great, and there are other things that could be added to flesh that out and make it more programmable as well.   But..claims: Definitely agree with you on the history of what has happened with claims and what went wrong each time.  I think you give up too easily on th